Processing millions of transactions annually with proprietary systems

Blackhawk Network leverages innovative technology to create a robust and efficient prepaid ecosystem. Our patented technology allows our system to scale reliably to support hundreds of thousands of transactions a day and hundreds of millions annually, and bring resilient and robust scalable solutions to our partners. These same systems put us in a unique position to rapidly develop innovative new products and services that capitalize on payment technology as it evolves.

Technology & InnovationsWe have developed robust, state-of-the-art systems for issuance and processing, settlement and acquisition, as well as tools for managing purchases and top-up or reload transactions. Blackhawk Network APIs enable egifting through web and mobile channels, including through our ecommerce site,

The advantages of our wide-ranging technology platforms include:

$242 million

Prepaid transactions processed in 2013

~ $10 billion

Prepaid load value processed in 2013

  • Reliability. Our technology scales to support hundreds of thousands of transactions each day. Multiple data centers allow us to handle dynamic spikes in traffic or network issues.
  • Security. Ensuring the integrity of all assets is paramount. That’s why we employ stringent controls at multiple levels throughout our systems. Our platform is connected to approximately 30 payment processors. We are certified Visa, MasterCard and Discover providers, and meet Payment Card Industry compliance standards.
  • Flexibility. Our network is integrated with a wide variety of payment services, allowing us to distribute products online and in retail locations, and deliver customer service. This integration enables activation through purchase and reload.
Patented Leading Edge Technology that Does Not Quit

Fraud protection and training

Mitigating risk for both consumers and brands is vital to building trust for prepaid products. Blackhawk Network has developed a fraud protection program to respond to fraudulent products and transactions. We also work with our partners to advise on anti-money laundering and other best practices in their retail locations.

Continuing innovation

Blackhawk Network breakthroughs have helped define the prepaid industry since we began business in 2001. Our extensive network of brands and distribution locations, combined with our cutting-edge technology and research into consumer and prepaid trends, create a unique environment for testing and developing new products and services. Proprietary technology also allows us to bring these innovations to market faster because we’re not dependent upon a third-party to create the systems that enable them.